Preserving Wealth and Enhancing Liquidity

American Contract Buyers, LLC is a privately held loan and asset acquisition company specializing in the purchase of residential and commercial mortgage note, land contract and trust deed notes secured by most property types. While the bulk of our acquisitions are performing owner financed notes and loans. We also buy sub-performing, and non-performing loans, bulk loan portfolios, business notes, annuity payments, structured settlements and state lottery winnings.

We serve individual asset holders, investors, estates, financial institutions, and corporate investors seeking to raise capital through the immediate liquidation of these assets. Our acquisitions range from single mortgage note, trust deed and land contract assignment purchases, to large loan portfolio placements for hundreds of specialty finance companies, banks, insurance companies, institutions and loan investors.

Follow these links to review the purchase options available to:

BUSINESS NOTE SELLERS
ANNUITY & SETTLEMENT RECIPIENTS                           

Real Estate Secured           Promissory Note
Notes & Contracts:             Mortgage Note
                                         Trust Deed
                                         Land Contract
                                         Contract for Deed  
                                         Installment Notes

Property Types:                  Residential (Single
                                         family, 1-4 Multi family,
                                         Condos, Mobile Homes
                                         with Land)
                                         Commercial
                                         Land

Receivable Terms:             Monthly, Quarterly,
                                         Semi-Annual and Annual 
                                         Installments. 
                                         Amortization periods
                                         up to 40 years. 
                                         Balloon Payments.

Buyers Credit:                    All Credit Grades

Purchase Options:              Full Purchase 
                                         Partial Purchase
                                         and more... 

Flexible Quoting Options
American Contract Buyers, LLC has the flexibility to structure our purchase as either a whole loan sale or the choice of several partial note sale options. This means you get the best type of quote to suit your individual cash needs.

All examples below use the following sample cash flow:
Current balance: $100,000
Interest rate 9%
Payment amount: $804.62
Remaining Payments: 360

Full Purchase
The purchase of the receivable in its entirety. Ex. We purchase the right to receive all the remaining payments all 360 in the above cash flow.

Partial Purchase
The purchase of installments from the front end of the contract with the seller retaining installments and/or balloon payment. Ex. In the example above we could purchase the next 180 payments, leaving the remaining 180 payments for the seller, to collect or sell at a later date.

Reverse Partial Purchase
The purchase of future installments allowing the seller to continue receiving immediate installments for a specified period of time. Ex. The seller retains the next six payments. Then we purchase the remaining 354 payments.

Split Disbursement Partial
The purchase of a portion of each installment for a specified period of time and amount with the seller receiving the remainder of each installment. Ex. We purchase $400 of each payment. The remaining $404.62 is passed through to the seller.

Multiple Stage Payout
The purchase of a receivable by a guaranteed staged payout of proceeds. Future staged payments paid regardless of note performance. Ex.  We purchase the full $100,000 remaining balance. The seller receives a payment of $50,000 at the time of close and another $50,000 in 60 months. (Actual pay price and time between payments will vary based on specific structure of each individual transaction).

Simultaneous Purchase
The purchase of a seller-financed receivable occurring immediately after the sale of real property. (Download Our Free Simultaneous Purchase Package).

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On another note...

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