American Contract Buyers, LLC- We Buy Settlement Payments for Cash Now. Sell your Future Insurance Based Settlement Payment for Cash in as little as 30 days.  We Pay All Court Costs and Fee's. Call Us Today 1-866-780-2274.

CALL 1-866-780-2274 FOR A FREE QUOTE & CONSULTATION

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Click here, to review the purchase options available to annuity & settlement recipients.

We Buy Settlement Payments Nationwide for CASH NOW! Are you seeking immediate funding for your current inflexible investment annuity or structured insurance settlement? If you are considering the possibility of selling your future payments for cash now call American Contract Buyers, LLC at 1-866-780-2274 or fill out a free online quote. We are one of America's top settlement buyers, because we consistently pay more!

We at American Contract Buyer pride ourselves on providing payment recipients with exceptional pricing and a quality funding experience. Our experienced settlement buyers will gladly walk you through the purchase process and answer any questions you may have regarding the sale of your future settlement payments.

WE BUY SETTLEMENT PAYMENTS IN AS LITTLE AS 30 DAYS.

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AMERICAN CONTRACT BUYERS PAYS ALL COURT COSTS & RELATED FEE'S.

Why wait years to collect the money your owed? We buy settlement payments for CASH NOW!

We are often asked, what information will American Contract Buyers require to provide an offer to buy settlement or annuity payments? 

When you are ready to contact American Contract Buyers for a free quote, please have the following documents and information available. 

1. The annuitants name & state of residence.

2. A copy of your policy or benefits letter. 

3. A copy of the settlement release agreement.

4. Exact dates and amount of each payment.

Once provided with this information we will provide you with an offer, in the form of a commitment letter and a document checklist of items we will require to proceed with the purchase of you future payments.

My policy says my payments are non-assignable, can I still sell my future payments for cash now?

Yes, in most cases. The federal government, as well as many states have passed legislation that governs the sale of structured settlement payments to third parties or companies that want to purchase these payments. To ensure that the sale of the payments is in the best interest of the annuitant, purchasers of these payments must first obtain a "qualified order". A "qualified order" is obtained once it has been determined by the court that the transfer is in the best interest of the annuitant and that the purchase has been completed in accordance with both state and federal guidelines. Following are states that allow the court ordered transfer of annuity and structured settlement payments.

Alaska,2003    Arizona, 2002    California, 1999    Connecticut, 1998    Delaware, 2000    Florida, 2001    Georgia, 1999    Idaho, 2001    Indiana, 2001    Iowa, 2001    Kentucky, 1998    Louisiana, 2001    Maine, 1999    Maryland, 2000    Massachusetts, 2001   Michigan, 2001    Minnesota, 1999    Mississippi, 2002    Missouri, 1999    Nebraska, 2001  Nevada, 2003    New Jersey, 2001    New York, 2002    Ohio, 2000    Oklahoma, 2001    Pennsylvania, 2000    Rhode Island, 2001    South Carolina, 2002    South Dakota, 2001    Tennessee, 2000    Texas, 2001    Utah, 2002    Virginia, 1999    Washington, 2000    West Virginia, 1999

There are typically two types of annuities, what are known as assignable annuities (generally these assignable annuities are purchased by an individual for the benefit of a spouse or child prior to the buyers passing and pay a monthly payment to the recipient for a specified period of time after the buyer has passed). These assignable annuities are quite easy to purchase and do not require a judicial review. Purchases of this type of assignable annuity are often able to be funded very quickly, typically less than 30 days.  The second type of annuity is known as a non-assignable annuity or structured settlement these types of annuities are funded by a single premium and are purchased to provide a predetermined payment stream to the payee and are typically the result of a lawsuit, injury settlement or wrongful death suit that has been settled. Purchasing this type of non-assignable annuity or structured settlement typically does require a judicial review.  This judicial process is often the determining factor in the length of time it takes to purchase these types of payment streams. The entire process from the time we receive your application until you have the money in your bank account is often determined by the speed at which a court date is able to be scheduled in your particular state; as a general rule the process takes about 6 to 8 weeks. American Contract Buyers, LLC specializes in assisting payment recipients nationwide convert their future payments into cash now and we consistently pay more!   We Buy Settlement Payments, Nationwide! We buy settlement payments from both annuities & structured insurance settlements. Many individuals receive periodic payments from an investment annuity or have settled insurance claims and receive monthly payments. Yet in many cases, recipients of these annuities and structured settlements need cash now and cannot wait out the original term of their original settlement.  American Contract Buyers will provide these payment recipients cash now for their future monthly or periodic payments, while we wait to collect those future payments according to the original payment schedule. We will pay you a percentage of your future payments, the percentage amount we will pay for these future payments is based primarily on the term over which the payments are to be collected, payment frequency and the rating of the insurance company responsible for making the payments. Call one of our friendly contract buyers today toll free at 1-866-780-2274 for a free quote and consultation regarding the sale your structured settlement payment.          Get A Free Quote Now!          We buy settlement payments     for CASH NOW! 1-866-780-2274